Financial Information

We want to provide you with affordable, high quality treatment that fits your budget. We offer a variety of payment options.  We will thoroughly explore your options so as to accommodate your financial needs. Cost of orthodontic care is based upon the corrective treatment required.  We will discuss the financial options available to you at the consultation appointment prior to initiating any treatment, thus making the most of the valuable time you have set aside from your busy schedule to meet with us.  We now have a low down payment and interest fee payment plan available!

In an effort to keep orthodontic fees down while maintaining the highest level of professional care, we have established this financial policy:

  • If payment is made in full at the start of treatment, we offer a discount. (If you have insurance, we will offer a discount for payment of your portion of the fee that will not be covered by your insurance benefit.)
  • For your convenience, we accept payment by Visa, MasterCard, Discover and American Express.
  • We offer auto-withdrawal for your monthly payment using your credit card, checking account or savings account.
  • Family discounts are applied when a sibling (or parent!) of a patient begins treatment with us. Cannot be combined with other discounts.


Insurance coverage will be confirmed upon arrival at the office to help you determine available benefits. Many insurance policies have a lifetime orthodontic benefit that is distinct from regular dental insurances. Assignment of benefits is available in most instances and we will bill your company as a courtesy to you. We will help in every way we can in filing your claim and handling insurance questions from our office on your behalf. Please remember that orthodontic insurance is a benefit for you and your child. If, during the course of treatment, your benefits change, the financially-responsible party is accountable for all charges.

Three Rivers Orthodontics is in the preferred provider network for the following dental insurance plans:

  • HealthPartners
  • Delta Dental

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